CrowdFunding On The Rise



Banks Obsolete as Cloud Generation Turns to Crowdfunding?

There are dreamers, and then there are Dreamers. The latter are the people who have led humanity on its relentless course of progress, of myths, and jokes, and fairy-tales being brought to life. These are the people who built the first airplanes, and the ones who will someday build time-machines or transporters. Dreamers are the people who know exactly what life offers them, and are ready to go out there and take it.

Which isn’t that small a detail, if you think about it? But the wonders of the 21st century are numerous, and that includes many heretofore unseen internet phenomena, from political movements, instant internet banking, online shopping, and the point of this discussion, a new way of raising monetary contributions for a project; crowdfunding.

Crowdfunding is an interesting way to raise money, because it takes advantage of the internet’s seemingly omniscient reach. News posted on the internet can reach more people than television and print-media combined, because of the way individuals can use social media to propagate something by ‘sharing’ or ‘tweeting’ until millions of people have seen it.

So how does crowdfunding work? There are three main parties involved in the process, resulting in a mutually beneficial transaction. The first is the ‘project initiator’, the Dreamers with a plan, but without the financial backing required to carry out their project. The second group consists of people around the world who are interested in funding the project, for any number of reasons. The benefit of having so many people involved, is that even if each person makes a small, reasonable donation, it adds up to a pretty large amount. The third is a moderating organization or ‘platform’ that manages to connect the project initiators to their supporters, and gain them the required monetary support.

So why would people agree to fund a random project someone else dreamed up? Well there are numerous reasons, but the major ones are simple. The project could be one that supporters would really like to see exist in the real world. Movies, video and computer games, often use this method, and the ‘benefit’ that people get out of it is a copy of the movie, or game after it has been developed. This has been termed ‘reward-based crowdfunding’ and requires a somewhat emotional attachment between the supporter and the project involved. Clearly one wouldn’t support a movie adaptation of a 1930s science fiction novel if you’ve never read it, or support the building of a community centre or library in a city you don’t live in, and won’t require membership to.

Another method is ‘equity-based’ crowdfunding, and this one doesn’t need an emotional attachment. Instead, the supporter gets equities in the company or start-up that is being developed. This is a money-only transaction, but may end up better for both parties, especially when compared to traditional banking interest rates. ‘Credit-based’ transactions are also a better alternative to banking, and are set up by non-banking platforms that match up people who want to borrow money with people willing to lend them that amount of money on their unique set of terms.

Crowdfunding’s not a new idea anymore, more than a decade old; it’s actually in the adolescent stage now. People around the world have proven its uses, and made amazing transactions, but the future definitely holds infinitely more possibilities for crowdfunding.




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The process involved in creating a unique name and image for a product in the consumers’ mind, mainly through advertising campaigns with a consistent theme. Branding aims to establish a significant and differentiated presence in the market that attracts and retains loyal customers.
Using Social Media for getting the word out about your brand is just the first step to unlocking all of its potential. Having a complete, and professional profile is good practice, but to be effective there are several opportunities social networking has to offer that many people miss.

So what are some ways you can make the best out of your brand’s Social Media profile? By knowing what areas to focus on, and take advantage of. You will be surprised by how many different opportunities are being offered here.

LinkedIn profiles are a virtual business card gold mine, and are commonly overlooked, as building a personal brand is all about showing the best that you have to offer. Gone are the days of the Rolodex files. It’s time to tap into a powerful networking tool.

Neurs is a new Entrepreneurs platform which is great for branding, a product or service but best of all you are your business. We connect the entrepreneurial world
NEURS® helps connect aspiring entrepreneurs with their most compatible businesses, all of the educational resources they could ever need to get started, and the coaches, advisors, providers, investors, lenders, and potential partners they are looking for to grow their businesses.

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Angie’s List namesake extends company brand with nationwide how-to segments – Indianapolis Business Journal

Angie’s List namesake extends company brand with nationwide how-to segmentsIndianapolis Business JournalOnly Hicks-Bowman, Angie’s chief marketing officer, isn’t a fictional character. On this day, she was recording segments that are downloaded by more than 100 … It’s a far cry from the early days of the mid-1990s in Columbus, Ohio, where she went door …

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Questions and Answers

What markets trade economic resources?

Posted by Francisco

[display_name id=”0″]Resource markets, i.e markets for labor, land, capital and intermediate goods.

What does resource market mean in resource based strategy?It is related to barney’s definition.

Posted by kaiser a

[display_name id=”0″]A company has so many kinds of resources like financial capital, human capital etc;. Strategies based on efficient and optimal use of these resources might be called resource based strategies. That is strategies to utilise and allcocate resources properly to enhance the stock holders value.

What kind of a Job can an MBA do in Ohio.?I wanted to know what kind of job am i eligible for.
Iam an MBA (HR) from India. I was in Recruitment and teaching professions for 8yrs.
Now we relocated to Columbus, Ohio, Here i want to start working again.
Iam confused about what kind of jobs are good for me.
Pls send me the list of the job i can do.
Exp: Entry level Recruiter etc
Iam interested in jobs that don’t involve any target handling etc
Am i eligible for any administrative/ Clerical jobs.
Pls answer this question in detail.
Let me know about the page where i can get the related information.

Posted by Smitha.

[display_name id=”0″]Did you enjoy recruitment and teaching?

If so – then start by looking at local newspaper job-ads (on-line or in dead-tree form) in Columbia (and the surrounding area) for positions that are related to those fields.

If you were thinking about something different, or more challenging – then you might want to just start applying for anything that sounds like you might be interested in, or qualify for.

The interviews are good experience (especially if you haven’t been in the job market for a while) – and you might find something that you wouldn’t have normally considered.

There are dozens of online job search sites –,, etc. – but I’ve usually run into the best luck when looking in a specific area by using local resources like want ads.

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Marketing 101



Marketing 101

30 Day Foundation to Success!
What to Do Next:

#1. What’s Your Why: (This Must Be Well Defined)


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What is Your “WHY”?
When you made the decision to start your home business you were “in the moment” as they say, and this moment must be preserved and protected.

Ever since birth we’re told “No!…Don’t make waves…Color between the lines…Go to school, get a good job and keep your mouth shut!”

But you’ve made the decision to join us because you want more. You’ve made the decision to live your dreams. You’ve seen people around you who seem to live the life of their dreams and you’ve realized that this is your time. This is your opportunity and you CAN have the desires of your heart.

No matter how excited you were when you decided to start a business and no matter how much sleep you may have lost thinking about the possibilities for your future, someone is going to tell you “No” or “Not possible.” Scam” They will not care that their opinion may hurt your feelings because it will validate them NOT pursuing their own dreams.

They want you to stay the same as they are. They want you to do what they do…to stay home, watch television and think to themselves privately that “A great life is not for me. I’ll never have that.” There is a saying that crabs in a pot will pull any crab trying to climb out right back down with the rest of them. These “crabs” are “Dream Stealers” and they are willing to do whatever it takes to steal your dream and your vision for a better life for you and your family. They’re determined to get it.

You must protect yourself. You need armor. That armor is to firmly establish in your mind why you are here. You must do this right now. Like a note in a bottle, a deep root, YOU MUST REMEMBER AND ESTABLISH IN YOUR HEART WHY you joined this company and this team.

Write it down and never let what you see, affect what you SAW today. Never let what you hear, affect what you HEARD today. Never let what you feel, affect what you FELT today. And never let what you BELIEVE about this opportunity, right now at this moment, change!

What I SAW?


What I FELT?


Reasons WHY and Initial Goals to Achieve
List the reasons WHY you decided to start your business.
Your “WHY” needs to make you CRY. What Will Make You Get Out Of Bed In The Morning, Short and concise. Your reasons must be compelling!

Print Out HERE (Now) to put on your wall somewhere visible.


#2 Brand Yourself ( Personal URL & Website)


#2 Social Networking

Build a Social media profile on these 4 sites as a minimum.

1. FaceBook
2. LinkedIn
3. IBO ToolBox
4. Google Plus Example:



#3 Advertising & Leads/List Building



Residual Income Strategy Building a Team of 10 Entrepreneurs’

Explained By Seth Godin Building Your Tribe!

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# 4 Have your team follow this process!

P.S There are no short cuts to Success~
P.P.S Personal Development:
“People Don’t Buy What You Do, People Buy Why You Do It”

Les Brown ~ Discover the Entrepreneurial Mindset

Part 1


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Part 2
Part 3

Simon Sinek (Marketing Concept)

Marketing Population (you need 15-18% market penetration)
2% Innovators/ 13% Early Adopters/ 34% Early Majority/ 34% Late Majority/ 16% Laggers ~ We believe if one can capture 10 serious Entrepreneurs from that 2% – 13% pool the income potential with any opportunity is unlimited!

How To Duplicate Your Business: (CEO of Nerium)

Jim Rohn A Video Message

I share this with all my team members ~ because if one does not know where they are going it doesn’t really matter which way they go ~ (The Rabbit from Alice in Wonderland)

When It All Goes Wrong and Times are Hard!


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How Bad Do You Want It!

Eric Thomas:


The Difference Between Entertainment & Reality



One of  The Best Free Sites I have used on the internet to get Exposure and Sales is IBO Tool Box!




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Website Managers Launches New Breed of Web Hosting

I am happy to announce that Website Managers added a very talented web server management team to launch their website hosting services, with a twist:
There is an affiliate program built in that allows you to get paid monthly – not just one time. Imagine having your web hosting paid in full, having no monthly bills, by simply referring just 3 people!
If you have no website, we will help you build one. If you have one, you can easily transfer it to us (Hint: We will help with the transfer).
If you have no need for a website right now, such as if all you do is link to other affiliate sites, register as a free affiliate and still get paid monthly. You get the best of both worlds!
Chances are very good that your current hosting company only pays a one-time referral commission. Website Managers is different, paying you up to 50% on each of your referrals every month. Those commissions can add up fast and not only pay your hosting in full, but get you a monthly check!


We have set up a long term Cash Bonanza for you

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What’s Your Why

Life has No Reset Button images





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(People Don’t Buy What You Do ~ People Buy Why You Do It)

1. What I Do!

2.Why Do I Do It?

3.Who Am I Looking For?



Find a mentor right away and develope the path you want to take. Here are a few of my mentors that helped me move forward.

Les Brown ~ Discover the Entrepreneurial Mindset






Simon Sinek ~ How Great Leaders Inspire Action 

(Marketing Concept)


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Marketing Population (you need 15-18% market penetration)

2% Innovators/ 13% Early Adopters/ 34% Early Majority/ 34% Late Majority/ 16% Laggers ~ I believe if one can capture 10 serious Entrepreneurs from that 2% – 13% pool the income potential is unlimited. 


Seth Godin ~ Build Your Tribe (Downline Building Strategy)


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MotivationJim Rohn  


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I watch one of these videos every week or when ever possible to keep me focused!




Do you realize the largest single market in history is just starting? There is a Baby Boomer retiring every 8 seconds! Tapping into this market speaks for itself.



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Is This A Pyramid?

Lets get the 800 pound Gorilla out of The room right now! When people ask if your opportunity is a Pyramid, what they really want to know is it legal… I would answer yes my business is legal, let me share with you a better explanation.


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Building an Online Home Business is not difficult if you follow a few simple intructions. You will be hearing these four key terms, List, Branding, Video and Traffic on almost every blog or website that offers informating about how to be come successful on the internet. I will share with you 7 pieces of the puzzle that I am using which got me off to a fast start, Branding Myself, Building my List, Website Traffic and Using Video.

The two Biggest Tip I can give you is this. Find your Purple Cow (Something Remarkable) and Set your home business up as a business. Agree to run it with a profit intent, and to keep adequate business records. UNCLE SAM says, “If you do that, I’ll cut your taxes by $3,000 to $6,000 or more every year, starting RIGHT NOW, and furthermore, I’ll let you collect part of your additional Tax Refund every couple of weeks, all year long – NOT waiting for April 15.
If you do not have this information Get It Now!

Home Business Tax Savings

1. Set up your Social Network Profiles  Free Course, use this Special Invite Code: 1467

Google Profile, Face Book, YouTube, LinkedIn & Twitter!

2. Start A Blog

3. Traffic and Lead Generation

AdHitProfits, ClixSense, Traffic Ad Bar, SmashSolutions

Craig’s List, BackPage, Free Adlist, Us Free Ads

4. Set up these Payment Proccessors, you will need at least one if you are marketing online.

PayPal, Payza and SolidTrust Pay

5. Get Great List For Solo Ads to find prospects and introduce your products.

Got Safe List is another great resource

7. If you can not perform a certain internet task simply conduct a How To Search on YouTube.

8. The missing Ingredient for 90% of Mulilevel Marketers is Duplication!A simple concept that works for any business online or offline.
Build a Tribe of 10 people and spread the word about something Remarkable. Ten who tell Ten through 7 generations will produce well over One Million in Sales or Distributors. This simple concept can explode any organization. ( See Set Godin in Begginers Tips on theis website)( People Don’t Buy What You Do ~ People Buy Why You Do It)

“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful people with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent. The slogan “press on” has solved and always will solve the problems of the human race”
Calvin Coolidge quotes

“The three great essentials to achieve anything worth while are, first, hard work; second, stick-to-itiveness; third, common sense.
Thomas Edison – Work – Commitment “


Related Articles:

Feel free to contact me for more detail information.
Clarence Montgomery (Monty)
(910) 556-4027

We have set up a long term Cash Bonanza for you

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IBOtoolbox The Best Way to Get Your Website Online


ADVERTISE YOUR BUSINESS One of the most powerful features of IBOtoolbox is the way its users are indexed by all major search engines. This is how you advertise your business without spending any money. Every 48 hours Google, Bing!, and Yahoo come through and update themselves based on your profile information.

IBOtoolbox provides the perfect platform to get your business noticed. With more than 50,000 targeted visitors daily, our websites offer you a very targeted advertising medium.

IBOtoolbox and IBOsocial websites boast of more targeted traffic than any social networking site including FACEBOOK! Whether you want to target our members or the business prospects that come to our sites everyday, IBOtoolbox delivers! BLOGGING While, our blogging system has features that you will not find anywhere else on the Internet, most of our members use it because it’s EASY! IBOtoolbox blogger is preformatted so all you have to do is fill in the words.

IBOtoolbox ensures your Blogs are not only posted in a SEO friendly manner, but puts your blog in front of thousands to read.

LEAD GENERATION IBOtoolbox ws designed to be a work horse in respect to lead generation. Any contact form located inside the IBOtoolbox platform will generate a lead. IBOsocial profiles, squeeze pages, WallPlates, and unavailable live chat requests will all create lead. All leads created are available in your Contact Manager.”

BLOGGING While, our blogging system has features that you will not find anywhere else on the Internet, most of our members use it because it’s EASY! IBOtoolbox blogger is preformatted so all you have to do is fill in the words.

IBOtoolbox ensures your Blogs are not only posted in a SEO friendly manner, but puts your blog in front of thousands to read.

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Video Marketing Is A Basic Strategy


 Video Advertising is here and growing faster and faster everyday. I find people are afraid to embrace the camera or think it is to difficult to use. Rarely a day passes when I do not get asked a few questions on the topic. So I decided to publish this article to share some information and examples of a simple to use video system for business and personal use.

Video Marketing represents one of the most effective platforms for Advertising your Business currently available. First and foremost, video marketing is where the industry is headed. It will take your business to the next level. If you do not feature video in your online marketing strategy, then you may have to watch painfully as your competitors speed ahead via the digital waves.
Through video distribution platforms you will be able to increase your search engine rankings and create valuable leads. You will hear from all of the top income earners that the money is in the list. This is very true and some of the most effective list are built from the right people finding you in the Search Engines, therefore do not leave out video search engine optimization.

Build Relationships On Autopilot using Video Technology

A few things you need to be aware of right now.
Over 80% of websites on the Internet are Video sites. Meaning People will stay on YOUR site or email much longer using this TOOL.
More than 50% of Internet users check there email more than 5 times a day. You can have YOUR Product or BRAND in front of MILLIONS of eye balls every single day.

Email and Texting is world renowned for being the most elite promotional tools being used in business today.
People Remember 10% of What they read…20% of what they hear…30% of what they see.. BUT 50% OF WHAT THEY READ, HEAR AND SEE… Basically with a good video tool you can share information, train and educate your clients or prospects at the same time.

Online Video Email, Conferencing brings you closer to your prospects, customers and clients. Allowing you to build long lasting trust.
Real Time Live interfacing with your target market.

Allow me to share of few examples of my Video Emails with Templates

Personal Branding:

Nutritional Product:


Real Estate Brand:


For  Fun

With iwowwe video emails you can redirect to any website you like after the video stops playing. Keeping your clients and customers focused on what you are offering!


iWowWe … First Ever, Complete Home Based Business Plan.

I am here to offer the kind of help that you might need
to become successful in any kind of Business.

“When everyone has access to the same *Tools & Resources*
they will also have the same opportunity for *Success*

Gather up to 20 people with 8 of them using their webcam at the same time for online meetings with personality. Get up to 500 on the Broadcast System. Conferencing saves time, travel, money and delivers your messages faster from the comfort of your home or office.

Packages Includ:

* Unlimited Video Meetings

*Video Email

*Video Auto-responder

* White Boards
* Screen Share
* Video Share
* HD Quality
* No Software Download
* Anyone Can Attend
* Much More

Business Uses
Personal Uses

Get Your Video Marketing System Here:

Read More About Video Technology and Marketing:

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8 Common Mistakes of Internet Marketers

1. Failure to prepare properly. Many Internet marketers are simply lazy and will not make the effort to prepare properly. Refrain from being overly anxious as if you’ll miss the boat if you do not market your website immediately. Use however many days it takes to setup all the appropriate advertising accounts and advertisements properly. This will make your administration more efficient and enable you to fly through your schedule tasks effortlessly each day. The net result is that your marketing efforts will be far more productive than if you were to take a haphazard approach.

2. Failure to implement an advertising strategy. You must have a plan with well defined goals if you wish to have positive marketing results. Normal 0 false false false MicrosoftInternetExplorer4 Do not try to recreate the wheel. Find out what successful people are doing and do the same. Regarding goals, write them down. When you achieve a goal mark it as “completed” and replace it with another. By doing this very simple step you can monitor your effectiveness and progress.

3. Failure to be professional. Some of the ads on the Internet are of embarrassingly poor quality. Be professional in your business approach and in the design of your ads. If you lack the ability to produce professional ads then find a resource that can. The quality of your website and advertisements is a reflection on you. Also, when dealing with customers always be courteous and professional even when they are not. If you are professional you will shine above the rest and earn customer confidence.

4. Failure to implement and adhere to a disciplined schedule.If you don’t have a realistic schedule in place then you will not be disciplined in marketing your ads properly. Consistency not volume is the key to success in marketing on the Internet. A schedule allows you to be consistent and also forces you to be disciplined. The Internet is not a “get rich quick” environment. It takes hours of dedicated and consistent work. You must be committed to putting in the time if you wish to have good marketing results.

5. Failure to utilize the right tools. There are some very innovative tools on the Internet to make the operation of your business more efficient. Many of them are very affordable and they will save you from having great frustration. Some marketers take the approach of being a “penny wise and a pound foolish.” In saving their pennies they are losing out on making the bigger dollars. Don’t ignore the many tools which are available.

6. Failure to build a downline. Your downline is the cornerstone of your business. A downline is your customer list or they can be referrals that join certain advertising programs through you serving as an affiliate. Various advertising sites offer you some type of compensation for bringing them referrals. Don’t ignore the value of these referrals. Some Internet marketers are so anxious to advertise their product they fail to have an understanding of the bigger picture. A big downline can save you money in your advertising and enable you to advertise more effectively. When soliciting always get the email address of your customer for future solicitations and sales.

7. Failure to track ads. Much time is wasted on unproductive sites and ads. If you’re not tracking them you will continually work in ignorance. You must have a measure of what is working and what is not. Is the program that you are participating in yielding the desired results? Are your ads well written and effective in drawing customers? You will never have the answers to these important questions unless you track your ads. You can waste a great deal of time on poor advertising programs and bad ads if you never track the results.

8. Failure to understand the advertising medium. You must understand how each type of advertising program works if you’re going to be an effective marketer. Whether you use pay-per-click advertising or membership driven sites like safe lists, traffic exchanges and text ad exchanges all have their own personality. Not only do you need to understand the mechanics of each but also the general personality of their membership.
Hot Off The Press I highly recommend getting a Mobile Advertising App It will solve a lot of your advertising needs plus save you a lot of money. Click Here: PeopleDeals & MarketPlace

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Mobile Apps The Ultimate Tools For Marketing and Advertising

Mobile Advertising is an essential pillar of a successful online marketing strategy for 2011 and beyond. You must understand I am talking about connecting with people across the Social Networks, FaceBook, Linkedin, MySpace, Twitter, and YouTube and many others…..

Mobile Apps represents the next wave for marketing and advertising online. Newer phones, better technology, open minds and tighter budgets have created a huge demand for the ideal way to reach a targeted audience. Add to that mobile’s potential to drive traffic to channels such as Retail, Websites, Entertainment and Resturant. Here is an Opportunity to take advantage of a growing market place with only about 7% of business begining to embrace this form of adverising.

Global Mobile Advertising Apps connect active, on-the-go consumers with the real-world brands, coupons and services they seek. Companies must offer complete mobile solutions across key advertising verticals such as food, automotive, entertainment, retail, travel, financial services, and many others. Innovative ad placements create captivating mobile experiences that engage consumers on multiple levels. Have you been noticing SMS and QR Codes alsmost everywhere you look!
Short Message Service (SMS) is the text communication service component of … SMS text messaging is the most widely used data application in the world,
A QR Code is a matrix barcode (or two-dimensional code), readable by QR scanners, mobile phones with a camera, and smartphones. The code consists of black …
Aztec Code – High Capacity Color Barcode – Mobile tagging

Mobile Payments will likely emerge as the way to pay, ultimately eliminating your dependence on credit and debit cards, check—and even cash. Mobile devices are on the forefront of revolutionizing how consumers monitor finances, make purchasing decisions and pay for transactions. Planning for this change will help position all of us for success in mobile commerce.

Mobile Video: Lastly, with the explosion of Internet video consumption, it is assumed that mobile video will also be largely adopted in the coming years. While video isn’t a huge focus for advertisers right now and many cite broadband and technology inadequacies as barriers but now with the launch of 3G and 4G phones this not be a issue.The number of mobile video viewers in the U.S. will grow nearly 30% in 2010 to reach 23.9 million, according to eMarketer’s forecasts, representing a reach of about 7.7% of the total U.S. population and just under 10% of mobile phone users. Those numbers are set to double by 2013 and increase still further in 2014.
My question to you, is your business using the next wave in Advertising? Do You have a Mobile App for FaceBook?
Click Here~ The Ultimate Marketing System! Secure your Position For Life Time Advertising NOW!

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